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Si alguna noticia está generando más repercusión mediática que los funerales por la difunta reina Isabel II de Inglaterra es la producida por la subida de tipos de interés generalizada en la mayoría de las economías desarrolladas. Sobre todo, por sus impactos sobre...

The property market is moving towards a scenario with questions regarding monetary policies, which in turn has a direct impact on some of the main property indicators: the volume of closed sales transactions, mortgage contracts that are signed, or the price of both...

The property market is going through a period of change. Consequences to Russia’s invasion of Ukraine are now adding onto the coronavirus pandemic’s first blow, among which inflation stands out. Despite all of this, forecasts are positive and the College of Property...

The EURIBOR will end its upward trend and start stabilising during 2024. As first declared by Tecnotramit, considering this value increase will slow down during 2023. ‘In the last year there has been a strong increase in the EURIBOR that has made the German Federal...

Housing prices, both rentals and purchases, have gradually but constantly gone up in Spain over the past three decades. During this period, especially since Spain entered the European Economic Union, access to the property market has become more difficult because of...

The mortgage market is paying close attention to the EURIBOR’s development as the interest rate reference indicator for the majority of mortgages taken out in Spain. The gradual increase of the indicator in the last year is a turning point for conditions under which...

Inflation is affecting all national economic sectors including the property sector, more so construction. Increasing material costs are taking its toll on developers and companies related to this market, which is why the Government passed a royal decree to review...

The average amount per mortgage has gradually risen in the past years since the average price per property has done so too. Nevertheless, the total balance for current mortgages reduced this past June to €305,522 million after a slight decrease of 0.5% was observed in...

Nearly 200,000 dwellings were left as part of inheritances during 2021, a historically high number given the rise in mortality due to coronavirus. Donations inter vivos also recorded unusually high figures as an upward trend was experienced with a year-on-year...

The exponential rise of the Spanish PropTech market has provoked structural changes in the property industry and profession due to the technological revolution, hand in hand with the macroeconomic and property scenario that Spain is currently experiencing. This...

Although there has been a time of ’theoretical panic’ due to the rising EURIBOR, the Spanish property sector and mortgage market will progress during the second half of the year along the same positive lines recorded in 2021. Financial institutions are adapting to the...

New regulatory housing policies will ‘moderately’ impact the Spanish property sector. Tecnotramit, one of the leading service companies for financial institutions and businesses in Spain and Portugal, considers both the Housing Law to be passed in the coming months...

Spanish households are making good progress in terms of their ability to pay mortgage instalments. And the fact is that, since the first half of the year has gone by, after the worst part of the pandemic is over and at a time of high uncertainty in Spain's economy due...

Mortgage signatures is one of the main macro indicators available to the property sector to analyse its evolution and state at any given time. Accordingly, the Spanish National Statistics Institute (Instituto Nacional de Estadística, INE) provides thorough information...

The College of Property Agents (Agentes de la Propiedad Inmobiliaria, API) in Catalonia has released together with Spain’s FIABCI branch a report on homes purchased nationwide by foreigners during 2021. Throughout the presentation, which took place in the College of...

The property sector continues to display a stable behaviour in consideration of the current political and economic context in Europe. Although the war between Ukraine and Russia and inflation have set off some alarm bells, the Spanish residential market continues to...

Access to the property market is not easy for many young Spaniards, a problem the Spanish housing sector has tried to tackle for years by suggesting different measures to public administrations. In this sense, five months have passed since the Government gave green...

The housing sector gathered yet again in Madrid for SIMAPRO. It has done so more than two years after the start of the pandemic that accelerated the industry’s digital transformation and focused on new trends such as blockchain and Proptech’s rise. In addition to a...

The statute of limitations is a procedural exception that is a daily occurrence in litigation between consumers and banks, as well as on decision making tables at both national and EU courts and tribunals. Lawsuits on the distribution of mortgage expenses, claims on...

The property sector is in a sweet spot after emerging strongly from the coronavirus crisis by demonstrating its resilience. In this sense, Tecnotramit makes a positive forecast for the market’s evolution during the second part of the year and analyses the industry’s...