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EURIBOR’s upward trend is causing a tide of mortgage changes from variable to fixed interest rate so far this year. Mortgage holders are increasingly requesting banks to change their mortgage interest rate as the reference rate’s ongoing rise directly impacts Spanish...
After EURIBOR increased for 20 consecutive months, interest rates fell to 4.07% in August, a figure that Tecnotramit warns ‘could stay like this’, since banks and European policies, which are used as counterweight, are not able to stabilise inflation. According to...
It is very important to save up when back home from summer holidays in order to achieve your ‘new school year’ objectives. In fact, if January and September have one thing in common that is many decide to tighten their belts and try new projects during these months of...
Paying tenant default insurance could be an option to consider if you own property in Spain and are worried about the possibility of tenants not paying rent or falling into default. There is a rise in this country of these types of insurances on the lessor’s part. In...
Any excuse is good to save at home given today’s inflation. There are many effective ways of reducing energy expenses at home, and as a result, saving on your electricity, water, and gas bills. For this reason, Tecnotramit wants to take advantage of this new post and...
Are you going on your summer holidays and you’re not 100% sure your home will be safe? Protecting your home during the summer holidays using tech can bring you peace of mind and increase your property’s security. That is why Tecnotramit gives you some ideas on how to...
The Court of Justice of the European Union (CJEU) judgement about matter C-265/22 was announced last 13th July -the same day of the ruling-, solving a reference for preliminary ruling posed by a Spanish court regarding clauses which establish the mortgage loan...
Last week’s post was about the necessary documents to sell property so today’s one is about the necessary documents to take out a mortgage in Spain, which are requested by banks and financial institutions as part of your application’s evaluation process. If you are...
You need to gather certain documents to sell property in Spain. Requirements may vary depending on the specific region and valid policies at the time of the sale. Nevertheless, Tecnotramit provides you with an overall list in this post of the most common documents you...
Buying property as a foreigner in Spain has become much more accessible and efficient thanks to the new technological tools applied to the property sector. Furthermore, the coronavirus pandemic accelerated the growth of this kind of technology applied to property...
The property market is in the second half of 2023 and won’t stop evolving. Changing residential market habits and needs cause new ideas and ways of life to appear. This is why we see increasingly more successful housing stories somewhat distant from the traditional...
With the arrival of summer and high temperatures, many consider buying a second home in Spain. This can be an excellent investment and opportunity to enjoy your holidays in outstanding surroundings. This is why Tecnotramit wants to give you some tips when buying a...
The decision to buy or rent property is a crucial one that many face in Spain. When considering the average property price, average rental price, current mortgage market situation and interest rates, the following question arises: Which is the best option? Even though...
Summer is the ideal season to enjoy the good weather and spend time with friends and family. That is why enjoying your property this season without spending too much money is a great idea. This article provides four practical tips to make the most of your home on any...
The property sector is one of the main conveyor belts for monetary policy towards a real economy, for this reason analysis is key for forecasting the economy. In this respect, Tecnotramit makes its biannual macroeconomic analysis public. We are one of the leading...
Finding the perfect tenant is one of the major worries for any property owner in Spain. Renting property can be a gratifying and profitable experience, but can also give headaches if the correct tenant is not carefully selected. This article examines five keys to help...
The mortgage market is constantly evolving and understanding new trends is essential for those who seek funding to purchase property. This article explores the latest trends in the mortgage market, paying particular attention to different types of mortgages,...
Selling property can be an exciting but also challenging process. This article from Tecnotramit provides you with comprehensive guidelines and practical advice to help sell your property in Spain quickly and at the best possible price. Moreover, take into account the...
Signing a mortgage is an important step in many people’s lives. Nevertheless, given current economics, taking precautions and avoiding costly mistakes are crucial. These guidelines explore key aspects to consider before signing a mortgage in Spain by providing...
Being informed and avoiding costly mistakes is crucial during the exciting process of buying property in Spain. This article will provide step by step guidelines from searching for property to signing the agreement as to ensure your purchase is successful with no...