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Housing prices, both rentals and purchases, have gradually but constantly gone up in Spain over the past three decades. During this period, especially since Spain entered the European Economic Union, access to the property market has become more difficult because of...

The mortgage market is paying close attention to the EURIBOR’s development as the interest rate reference indicator for the majority of mortgages taken out in Spain. The gradual increase of the indicator in the last year is a turning point for conditions under which...

Inflation is affecting all national economic sectors including the property sector, more so construction. Increasing material costs are taking its toll on developers and companies related to this market, which is why the Government passed a royal decree to review...

The average amount per mortgage has gradually risen in the past years since the average price per property has done so too. Nevertheless, the total balance for current mortgages reduced this past June to €305,522 million after a slight decrease of 0.5% was observed in...

Nearly 200,000 dwellings were left as part of inheritances during 2021, a historically high number given the rise in mortality due to coronavirus. Donations inter vivos also recorded unusually high figures as an upward trend was experienced with a year-on-year...

The exponential rise of the Spanish PropTech market has provoked structural changes in the property industry and profession due to the technological revolution, hand in hand with the macroeconomic and property scenario that Spain is currently experiencing. This...

Although there has been a time of ’theoretical panic’ due to the rising EURIBOR, the Spanish property sector and mortgage market will progress during the second half of the year along the same positive lines recorded in 2021. Financial institutions are adapting to the...

New regulatory housing policies will ‘moderately’ impact the Spanish property sector. Tecnotramit, one of the leading service companies for financial institutions and businesses in Spain and Portugal, considers both the Housing Law to be passed in the coming months...

Spanish households are making good progress in terms of their ability to pay mortgage instalments. And the fact is that, since the first half of the year has gone by, after the worst part of the pandemic is over and at a time of high uncertainty in Spain's economy due...

Mortgage signatures is one of the main macro indicators available to the property sector to analyse its evolution and state at any given time. Accordingly, the Spanish National Statistics Institute (Instituto Nacional de Estadística, INE) provides thorough information...

The College of Property Agents (Agentes de la Propiedad Inmobiliaria, API) in Catalonia has released together with Spain’s FIABCI branch a report on homes purchased nationwide by foreigners during 2021. Throughout the presentation, which took place in the College of...

The property sector continues to display a stable behaviour in consideration of the current political and economic context in Europe. Although the war between Ukraine and Russia and inflation have set off some alarm bells, the Spanish residential market continues to...

Access to the property market is not easy for many young Spaniards, a problem the Spanish housing sector has tried to tackle for years by suggesting different measures to public administrations. In this sense, five months have passed since the Government gave green...

The housing sector gathered yet again in Madrid for SIMAPRO. It has done so more than two years after the start of the pandemic that accelerated the industry’s digital transformation and focused on new trends such as blockchain and Proptech’s rise. In addition to a...

The statute of limitations is a procedural exception that is a daily occurrence in litigation between consumers and banks, as well as on decision making tables at both national and EU courts and tribunals. Lawsuits on the distribution of mortgage expenses, claims on...

The property sector is in a sweet spot after emerging strongly from the coronavirus crisis by demonstrating its resilience. In this sense, Tecnotramit makes a positive forecast for the market’s evolution during the second part of the year and analyses the industry’s...

The Court of Justice of the European Union (CJEU) has ruled on the possible scope of the decisions adopted for the intervention of Banco Popular, under Directive 2014/59 in the actions for nullity and/or liability for defective information on the leaflet concerning...

Ways of doing business have changed. In a short amount of time, crypto-assets have gone from insignificant to being used in more and more areas of the national economy. Therefore, given its importance, the economic and legal sectors warn ‘clear and uniform legal...

Property in Catalonia is still an upward value. None of the Catalan provinces registered lower average sales prices last year. The average price rose 1.7% until 2,265 €/m2,as indicated in a study of the Catalan residential market prepared by Deloitte for the College...

After a complicated 2020 due to the coronavirus pandemic outbreak, the Spanish property market recovered with upward trends during 2021. Among all sector agents, one of the most important was the return of foreign buyers and investors. According to the General Council...