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The European continent has traditionally captured the attention of many property investors. Many factors are met, making it a coveted destination: strategic location, great historical and cultural heritage, proximity between capital cities, high quality of life, and...

This year looks set to be a busy one for the property and banking sectors. The current inflationary context is forcing banks to update and adapt mortgage offers to the new economic scenario. In this context, we are witnessing a redefinition of the commercial...

Happy 2023! Yes, Tecnotramit starts this year with as much excitement as 2022 was closed. We believe in the positive energy law of attraction and hard work as the best ways towards personal and professional success. Optimism and determination accompany us daily when...

Did you know half of Spain’s tenants rent because they cannot buy property? Accessing the property market is not easy for some since the ratio with Spanish salaries is in many cases elevated, either by purchase or rental of a property. One of the two kinds is...

Many are looking to finance their property purchase when so few days remain before the end of the year. Given the context stressed by inflation and interest rates rising overall, signing a mortgage can be more complicated than ever. This is why Tecnotramit does not...

2022 draws to a close at a time of both optimism and uncertainty. If only a year ago the evolution of the coronavirus pandemic was the main protagonist for the economic, social, and healthcare scenes, nowadays it is the war in Ukraine and global inflation that are the...

With barely a month left until the end of the year, the Spanish property sector continues to record very positive figures despite uncertainty generated by inflation, the rise in interest rates, and the measures adopted by the Government to manage the market and a...

The Spanish College of Property Agents (Agentes de la Propiedad Inmobiliaria, API) have made the property market figures known during this year’s third quarter. These data have been offered exclusively by the Association of Registrars to the API and analysed during a...

EURIBOR has risen 3 percentage points this year so far, from -0.49% to 2.6%. An increase rate far greater than that registered during the housing bubble, as it took the reference rate 3 years to walk the same path from 2.17% in September 2005 to 5.5% in October 2008....

Spain is a country of homeowners. Both because of tradition and culture, as well as the cost of property in relation to the average salary, this property market is characterised by focusing on owners. Even though renting has gained some popularity over the past years,...

‘Administration and property agents must collaborate and share ideas, even if we do not necessarily agree at all times.’ As stated by Jaume Fornt, director of the Catalan Housing Agency (Agència de l'Habitatge de Catalunya), during his speech at the opening of a new...

Signing a mortgage with good conditions is something many Spaniards who want to access financing wish for. Not an easy feat given the context of rising mortgage interest rates in Spain for the last 8 months due to inflation suddenly increasing several points as a...

Given the still uncertain macroeconomic context due to the pandemic, the property industry has a positive outlook, specially in the residential, logistic, and hospitality sectors -which have a great desire for investment. This suggests a scenario full of activity and...

The banking scenario regarding mortgages is changing due to new economic policies promoted by the European Central Bank (ECB). The direct impact on the EURIBOR, reference for variable rate mortgages -which monopolised nearly all mortgages in Spain until recently-, has...

A new Barcelona New Economy Week – BNEW edition with Tecnotramit’s noted presence. The physical and digital B2B event that gathers unique sectors like property, digital industry, mobility, sustainability, talent, investment, and experience captured everyone’s...

The widespread rise in prices, the increase in the cost of living, the rise in interest rates, and the macroeconomic instability in which Europe has been plunged since the start of the war in Ukraine make for a scenario that the banking sector is approaching...

If a story is generating more media coverage than late Queen Elizabeth II’s funeral is that of the widespread rise in interest rates in the majority of developed economies. Above all since this may impact on the possible effects of a recession on the macroeconomic...

The property market is moving towards a scenario with questions regarding monetary policies, which in turn has a direct impact on some of the main property indicators: the volume of closed sales transactions, mortgage contracts that are signed, or the price of both...

The property market is going through a period of change. Consequences to Russia’s invasion of Ukraine are now adding onto the coronavirus pandemic’s first blow, among which inflation stands out. Despite all of this, forecasts are positive and the College of Property...

The EURIBOR will end its upward trend and start stabilising during 2024. As first declared by Tecnotramit, considering this value increase will slow down during 2023. ‘In the last year there has been a strong increase in the EURIBOR that has made the German Federal...